Should the government increase incentives for first home buyers?

Yes, and place a cap on interest rates on low deposit buyers.

Yes, reduce first home deposits to 1-5% as well as ban non citizens or residents from purchasing investment properties. Create a limit on how many properties a person can own, do a government buy back of houses from those people that exceed the limit and then repurpose those houses in a rent-to-own scheme to stabilise the market.

Yes. we need to make apartments cheap here for starters. we need to bring down the deposit amount. we need to regulate the banks forthmost. We need to bring back the NZ govt housing corporation. First home buyers should be able to get a loan from the government and pay back whatever the natural inflation rate is, so the govt doesnt make money but it doesnt loose money. we need to look at singapore and how the rules around house building. the government could give tax incentives to build high quality and affordable apartment buildings. there is a lot that can be done but we dont have the political will here.

Yes reduce first home deposits to 5%, as long as there is ample time to pay off a mortgage over the period of their life e.g. 20-30's = 40 year mortgage, 40-50s = 25-35 year mortgage, 60s = 10-15 year mortgage

No, and this questions seems to be repeated. The govt should not get itself into further debt with a programme it will be unable to manage well.

No, build enough new decent houses so that there is less demand, and prices come down instead of throwing money all over the place

Yes but limit help to encourage first-home buyers to contribute to the economy by working and saving up

No, the fixation on home ownership is relatively modern. Instead more effort should go into stronger rights/protections for renters.

yes - reduce deposits and ban investment property purchase by all foreigners and tax nZ investment property purchases

NZ born citizens have First home buyer support of 80% if living long term for stability then education increases, job commitment increases crime decreases

Yes, Increase availability of state funded loans, at a .3% below bank mortgage rates. the banks are making major profits this should be going to support more housing. Tax banks more

Yes, but only for citizens

No, but increase incentives for banks to give first home buyers loans to buy apartments and cheaper homes.

Yes. These should be lower interest rates not reductions in deposits.

Yes, reduce first home buyers to 1-5% and ban foreigners from purchasing investment properties

Offer incentives to all home buyers

No, Increasing incentives will just increase the price by an equal amount, meaning that it will not help but will cost the government more meaning that we will have to pay more taxes. Equating a loose loose equation. House prices will be falsely inflated, and we will earn less money with which to buy a house.

no, control housing prices for buying and renting, increase security for renters

No, it will only increase house prices and further burden buyers.

Reducing first home deposits from 1-5% Limiting number of rental properties that people can own, the market gets swamped with people owning multiple rentals.

Yes, reduce first home deposits to 1-5% and only for homes you will reside in.

Yes, but reduce cost of housing

Yes and ban foreigners from purchasing investment properties or at least limit the amount and prioritise citizens first.

No, we need the culture of having an apartment and gradually being able to expand living quarters as life moves

Yes, reduce to 1-5g and ban foreigners from purchasing investment properties

No, it should focus on making the overall market cheaper to get into

Reduce first home deposits AND ban foreigners from purchasing investment properties. Both will help New Zealanders be able to buy a home.

Yes, but capital gains tax on landlords and increase tax on rental properties.

Yes, reduce first home deposits to 5-10%, also ban foreign buyers from buying existing dwellings, they need to build new.

After up a renter profile system. If someone can service a rent for 4 years without missed payments, they should have the right to be able to purchase a house with 0% deposit on the premise that they are able to service a mortgage as they have with rent. The cost of living combined with high rent prices young family's are struggling to live and save considerable amounts of money to get a 10-20% deposit together

Ban foreigners from purchasing investment properties and major first home buyers 0% down . Make it easier for first home buyers in general .

No, but mortgage lending for a persons primary place of residence should be available from a government lender.

work on ways to make building new houses simpler and more affordable. Reduce the cost the consent by standardizing building practices.

Yes allow parents to financially assist their kids to purchase a home and don’t charge them capital gains tax if they sell their kids their share at the price they originally paid so no financial gain to the parent so don’t penalise

No, increasing incentives doesn't mean first home buyer will be in any better position to keep on top of their mortgage with current interest rates. Lower the rates instead

I want a house! But I can't afford it!!! I don't need any more incentives I need more money

Yes - reduce deposit requirements 0 -5% based on income but incorporate an income to debt ratio.

I am 29 years old and cannot afford a home and am not anywhere near being able to so would love to say yes let's increase incentives for first home buyers! but at what cost, the current government had the reserve bank of nz lower interest rates so much that they inevitably jumped so high that it screwed everyone!

Yes, reduce first home deposits to 1-5% and also ban foreigners from purchasing investment properties.

Ban foreigners from investments, reduce deposits, and reduce interest for first home buyers

No, add more secure rental schemes

No, apply limits to foreigners from purchasing investment properties that don't offer a net positive impact on the local economy.

All New Zealanders should be able to buy at least one house each in their lifetime

Yes, and reduce deposits to 5%, use the buyers KiwiSaver funds as bank security rather than cash for a deposit (thereby protecting their retirement funds), and limit bank mortgage interest rates to 1% over the Reserve banks prime rate. This will improve affordability among the young, limit banks

Yes and also ban foreigners from buying investment property

Yes, reduce first home deposits to 5-10%

take away the impediments & deposit levels Labour has introduced

Yes reduce first home deposits, ban foreign purchases of property in general and all purchases of excessive investment properties.

Yes, and contribute to the ownership of building homes and ban foreigners from purchasing investment properties that could be repurposed for housing.

Yes, reduce first home deposits to 1-5% and regulate mortgage loans against current rent and other expenses.

No, increase supply via medium density instead

Yes, reduce first home deposits to 1-5% and ban foreigners from purchasing investment properties instead

Yes, and knuckle down on foreigners purchasing investment properties by making it harder.

Yes, but don’t have the country’s economy dependent on housing

No, add an extra tax to foreigners purchasing investment properties.

non 17n5 or moe ess buying is harder for guardian ships which its ok or tenants lodges or harcourts leaves homeless its not ok outstanding crimes stop bullies children's is not alright but keep on track footages use more spentives house across emergencies housing is harder or hardest accommodations from work and incomes welfare social enemies and economics is help decrease more cost of living but leaves the premises agreements treatments brown eyes or white eyes footages details strong opening up computers

lose more homeowners sickness leave and aural leaves basic return work positives or negatives covid 19 flu spreads no more increase tenants worse auctions by not give them a change not moving Auckland and Australian red lights under decisions the visions and christens not lavages justice laws guess home not buying home unavailable process has said increase homebuying by law justice useless goin the basics is harm the double decker s and fast

yes, but we need more affordable houses and pieces of land.

Yes but not at the expense of putting people into debts they can’t manage

How about some government policies that enable more affordable housing e.g. increasing earning potential and reducing compliance cost

Yes. and remove foreigners purchasing investment properties and only allow NZ'rs to purchase land within the city they live in or are moving to live within 3-6 months

Yes, And create more small / tiny homes with smart green initiatives and less of a footprint

Yes, but only for rural and underpopulated areas.

Reduce first home deposits to 0% and ban foreigners from purchasing investment properties

Improve rental standards

Incorporate CGT, the possible flow on effect could help.

Loosen regulations to increase supply and decrease prices

Reduce restrictions on development, which would decrease the price of housing whist increasing supply

Provide good housing stock for rental, protect renters’ rights

Yes, it should be reduced and ban foreigners from purchasing investment houses

Yes, increase eligibility for home start grant

No, ban overseas investors from buying land and introduce tiered capitol gains tax to reflect the amount of investment properties one owns

Limit overseas investors purchasing investment properties and lower first home buyers deposit

Allow foreign buyers to buy new (not secondhand property as in Australia)

Reduce deposits for first home buyers and ban foreigners/overseas buyers from purchasing homes.

No, increase incentives to encourage more supply.

Yes and additional incentive for first home builders, and if you really want major gains all round an incentive to install solar electricity in every home

Singapore style HDBs

Ban foreign buyers and reduce deposits to 1-5%

Yes, and ban foreign investment purchases

Decommodify housing

Yes, I believe first home buyers should have priority over investors when purchasing property. A percentage of a development could be allocated to investors instead.

Increase incentives for first home buyers in New Zealand in conjunction with heavily restricting the purchasing of investment properties

No, the banks have already handled this situation well

Yes, if they are New Zealand Citizens

No, ban foreign buyers and increase tax plus restrictions for developers/investment owners. 1 House per (citizen) owner maximum

Criminalise Interest

Yes, the first home grant should not discriminate on household income

Yes, reduce first home deposits to 1-5% and ban foreigners from purchasing investment properties

Yes, and heavily limit foreign investors from purchasing investment properties

Incentivise sellers to sell homes to first home buyers

Yes, reduce first home deposits to 1-5% and ban foreigners from purchasing investment properties

Ban foreigners from purchasing investment property and reduce first home deposit to 3% Increase wages and salaries to be able to save more for first homes and reduce cost of food prices - especially health foods and fresh fruit and vegetables.

No, tax should be put in place to disincentivize the use of property as investment

Yes, and ban overseas buyers from purchasing investment properties (including retroactive bans for those who have already made such a purchase)

Yes more support, lower cash deposit or have a government 1st mortgage for deposit amount. Interest and repayable after 5 years and reviewed.

I do not understand this issue enough to comment on it

Yes, and regulate how many investment properties can be purchased from not only foreigners but also citizens