we need to make apartments cheap here for starters. we need to bring down the deposit amount. we need to regulate the banks forthmost. We need to bring back the NZ govt housing corporation. First home buyers should be able to get a loan from the government and pay back whatever the natural inflation rate is, so the govt doesnt make money but it doesnt loose money. we need to look at singapore and how the rules around house building. the government could give tax incentives to build high quality and affordable apartment buildings. there is a lot that can be done but we dont have the political will here.
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