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 @9CW785BLabouranswered…8mos8MO

Yes, reduce first home deposits to 1-5% and ban foreigners from purchasing investment properties instead

 @9CCN6HLLabouranswered…10mos10MO

Yes reduce first home deposits, ban foreign purchases of property in general and all purchases of excessive investment properties.

 @9D5VF6GLabour commented…8mos8MO

Maybe but it’s not just first home buyers need help. Any person buying a home to live in should be allowed to access KiwiSaver for this, and bring back offsetting mortgage for anyone who bought a home before KiwiSaver. A rich relative just bought an investment property using wife’s KiwiSaver highly unethical probably illegal as it’s not her first home they already bought a million dollar home they live in together. Yet I am struggling after I had a child and my career was made untenable, I’m paying a mortgage, but I can’t use my KiwiSaver to help because I already bought my first home.

 @9D5VF6GLabourcommented…8mos8MO

*should be allowed to access KiwiSaver for this, provided they haven’t already used the first home buyer clause.

 @9K43GD2Nationalanswered…1mo1MO

No, build enough new decent houses so that there is less demand, and prices come down instead of throwing money all over the place

 @9HNLX3TNationalanswered…3mos3MO

Yes but limit help to encourage first-home buyers to contribute to the economy by working and saving up

 @9G6YBQCACTanswered…6mos6MO

No, the fixation on home ownership is relatively modern. Instead more effort should go into stronger rights/protections for renters.

 @9G6LZFRanswered…6mos6MO

yes - reduce deposits and ban investment property purchase by all foreigners and tax nZ investment property purchases

 @9G5QQSTanswered…6mos6MO

NZ born citizens have First home buyer support of 80% if living long term for stability then education increases, job commitment increases crime decreases

 @9G45JKSanswered…6mos6MO

Yes, Increase availability of state funded loans, at a .3% below bank mortgage rates. the banks are making major profits this should be going to support more housing. Tax banks more

 @8GP78F9answered…3yrs3Y

Yes, reduce first home deposits to 1-5% and ban foreigners from purchasing investment properties

 @8GL7WXRanswered…3yrs3Y

Ban foreigners from purchasing investment property and reduce first home deposit to 3% Increase wages and salaries to be able to save more for first homes and reduce cost of food prices - especially health foods and fresh fruit and vegetables.

 @8GL5TM4answered…3yrs3Y

No, tax should be put in place to disincentivize the use of property as investment

 @8GD34SPanswered…3yrs3Y

How about some government policies that enable more affordable housing e.g. increasing earning potential and reducing compliance cost

 @8G3VSM6answered…3yrs3Y

Yes, and ban overseas buyers from purchasing investment properties (including retroactive bans for those who have already made such a purchase)

 @8G2TR84answered…3yrs3Y

Yes. and remove foreigners purchasing investment properties and only allow NZ'rs to purchase land within the city they live in or are moving to live within 3-6 months

 @8FXTCG2answered…3yrs3Y

Yes more support, lower cash deposit or have a government 1st mortgage for deposit amount. Interest and repayable after 5 years and reviewed.

 @8DB22JHanswered…4yrs4Y

Yes, And create more small / tiny homes with smart green initiatives and less of a footprint

 @8D8DZ8Panswered…4yrs4Y

 @TravellingFOOTanswered…4yrs4Y

Reduce first home deposits to 0% and ban foreigners from purchasing investment properties

 @8CCW7KWanswered…4yrs4Y

 @8CCHP3Lanswered…4yrs4Y

 @8CCH92Panswered…4yrs4Y

Reduce restrictions on development, which would decrease the price of housing whist increasing supply

 @8CBZCDFanswered…4yrs4Y

 @8C9KCP7answered…4yrs4Y

Yes, it should be reduced and ban foreigners from purchasing investment houses

 @8C7XT4Vanswered…4yrs4Y

No, ban overseas investors from buying land and introduce tiered capitol gains tax to reflect the amount of investment properties one owns

 @8C7WJL8answered…4yrs4Y

Limit overseas investors purchasing investment properties and lower first home buyers deposit

 @8C7C9PFanswered…4yrs4Y

Allow foreign buyers to buy new (not secondhand property as in Australia)

 @8C6GSQPanswered…4yrs4Y

Reduce deposits for first home buyers and ban foreigners/overseas buyers from purchasing homes.

 @9FZ368Wanswered…6mos6MO

Yes, reduce first home deposits to 5-10%, also ban foreign buyers from buying existing dwellings, they need to build new.

 @9FYGVVBanswered…6mos6MO

After up a renter profile system. If someone can service a rent for 4 years without missed payments, they should have the right to be able to purchase a house with 0% deposit on the premise that they are able to service a mortgage as they have with rent. The cost of living combined with high rent prices young family's are struggling to live and save considerable amounts of money to get a 10-20% deposit together

 @9FXNRBQGreenfrom Arkansas answered…6mos6MO

Ban foreigners from purchasing investment properties and major first home buyers 0% down . Make it easier for first home buyers in general .

 @9FWJ6YHanswered…6mos6MO

No, but mortgage lending for a persons primary place of residence should be available from a government lender.

 @9FWF7M8New Zealand Firstanswered…6mos6MO

work on ways to make building new houses simpler and more affordable. Reduce the cost the consent by standardizing building practices.

 @9FVBFZ5Nationalanswered…6mos6MO

Yes allow parents to financially assist their kids to purchase a home and don’t charge them capital gains tax if they sell their kids their share at the price they originally paid so no financial gain to the parent so don’t penalise

 @9FQY2Q2answered…6mos6MO

No, increasing incentives doesn't mean first home buyer will be in any better position to keep on top of their mortgage with current interest rates. Lower the rates instead

 @9FQC7H8Greenanswered…6mos6MO

I want a house! But I can't afford it!!!!!!! I don't need any more incentives I need more money

 @9FQ8JWZACTanswered…6mos6MO

Yes - reduce deposit requirements 0 -5% based on income but incorporate an income to debt ratio.

 @9FHM6WCNationalanswered…6mos6MO

I am 29 years old and cannot afford a home and am not anywhere near being able to so would love to say yes let's increase incentives for first home buyers! but at what cost, the current government had the reserve bank of nz lower interest rates so much that they inevitably jumped so high that it screwed everyone!

 @9FDT4X2 answered…6mos6MO

Yes, reduce first home deposits to 1-5% and also ban foreigners from purchasing investment properties.

 @9FBX5FWOpportunitiesanswered…7mos7MO

Ban foreigners from investments, reduce deposits, and reduce interest for first home buyers

 @9F93YXJACTanswered…7mos7MO

No, apply limits to foreigners from purchasing investment properties that don't offer a net positive impact on the local economy.

 @9F7LSL6Labouranswered…7mos7MO

All New Zealanders should be able to buy at least one house each in their lifetime

 @9F7HD2HGreenanswered…7mos7MO

 @9F7H6MNACTanswered…7mos7MO

No, but increase incentives for banks to give first home buyers loans to buy apartments and cheaper homes.

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