Should the government increase incentives for first home buyers?
Yes, reduce first home deposits to 1-5% and ban foreigners from purchasing investment properties instead
Yes reduce first home deposits, ban foreign purchases of property in general and all purchases of excessive investment properties.
Maybe but it’s not just first home buyers need help. Any person buying a home to live in should be allowed to access KiwiSaver for this, and bring back offsetting mortgage for anyone who bought a home before KiwiSaver. A rich relative just bought an investment property using wife’s KiwiSaver highly unethical probably illegal as it’s not her first home they already bought a million dollar home they live in together. Yet I am struggling after I had a child and my career was made untenable, I’m paying a mortgage, but I can’t use my KiwiSaver to help because I already bought my first home.
No, build enough new decent houses so that there is less demand, and prices come down instead of throwing money all over the place
Yes but limit help to encourage first-home buyers to contribute to the economy by working and saving up
No, the fixation on home ownership is relatively modern. Instead more effort should go into stronger rights/protections for renters.
@9G6LZFR6mos6MO
yes - reduce deposits and ban investment property purchase by all foreigners and tax nZ investment property purchases
@9G5QQST6mos6MO
NZ born citizens have First home buyer support of 80% if living long term for stability then education increases, job commitment increases crime decreases
@9G45JKS6mos6MO
Yes, Increase availability of state funded loans, at a .3% below bank mortgage rates. the banks are making major profits this should be going to support more housing. Tax banks more
@8GP78F93yrs3Y
Yes, reduce first home deposits to 1-5% and ban foreigners from purchasing investment properties
@8GL7WXR3yrs3Y
Ban foreigners from purchasing investment property and reduce first home deposit to 3% Increase wages and salaries to be able to save more for first homes and reduce cost of food prices - especially health foods and fresh fruit and vegetables.
@8GL5TM43yrs3Y
No, tax should be put in place to disincentivize the use of property as investment
@8GD34SP3yrs3Y
How about some government policies that enable more affordable housing e.g. increasing earning potential and reducing compliance cost
@8G3VSM63yrs3Y
Yes, and ban overseas buyers from purchasing investment properties (including retroactive bans for those who have already made such a purchase)
@8G2TR843yrs3Y
Yes. and remove foreigners purchasing investment properties and only allow NZ'rs to purchase land within the city they live in or are moving to live within 3-6 months
@8FXTCG23yrs3Y
Yes more support, lower cash deposit or have a government 1st mortgage for deposit amount. Interest and repayable after 5 years and reviewed.
@8DB22JH4yrs4Y
Yes, And create more small / tiny homes with smart green initiatives and less of a footprint
@8D8DZ8P4yrs4Y
I do not understand this issue enough to comment on it
@8CXCF564yrs4Y
Yes, but only for rural and underpopulated areas.
@TravellingFOOT4yrs4Y
Reduce first home deposits to 0% and ban foreigners from purchasing investment properties
@8CCXVSV4yrs4Y
Improve rental standards
@8CCW7KW4yrs4Y
Incorporate CGT, the possible flow on effect could help.
@8CCHP3L4yrs4Y
Loosen regulations to increase supply and decrease prices
@8CCH92P4yrs4Y
Reduce restrictions on development, which would decrease the price of housing whist increasing supply
@8CBZCDF4yrs4Y
Provide good housing stock for rental, protect renters’ rights
@8C9KCP74yrs4Y
Yes, it should be reduced and ban foreigners from purchasing investment houses
@8C933YP4yrs4Y
Yes, increase eligibility for home start grant
@8C7XT4V4yrs4Y
No, ban overseas investors from buying land and introduce tiered capitol gains tax to reflect the amount of investment properties one owns
@8C7WJL84yrs4Y
Limit overseas investors purchasing investment properties and lower first home buyers deposit
@8C7C9PF4yrs4Y
Allow foreign buyers to buy new (not secondhand property as in Australia)
@8C6GSQP4yrs4Y
Reduce deposits for first home buyers and ban foreigners/overseas buyers from purchasing homes.
@9FZ368W6mos6MO
Yes, reduce first home deposits to 5-10%, also ban foreign buyers from buying existing dwellings, they need to build new.
@9FYGVVB6mos6MO
After up a renter profile system. If someone can service a rent for 4 years without missed payments, they should have the right to be able to purchase a house with 0% deposit on the premise that they are able to service a mortgage as they have with rent. The cost of living combined with high rent prices young family's are struggling to live and save considerable amounts of money to get a 10-20% deposit together
Ban foreigners from purchasing investment properties and major first home buyers 0% down . Make it easier for first home buyers in general .
@9FWJ6YH6mos6MO
No, but mortgage lending for a persons primary place of residence should be available from a government lender.
@9FWF7M8New Zealand First6mos6MO
work on ways to make building new houses simpler and more affordable. Reduce the cost the consent by standardizing building practices.
Yes allow parents to financially assist their kids to purchase a home and don’t charge them capital gains tax if they sell their kids their share at the price they originally paid so no financial gain to the parent so don’t penalise
@9FQY2Q26mos6MO
No, increasing incentives doesn't mean first home buyer will be in any better position to keep on top of their mortgage with current interest rates. Lower the rates instead
I want a house! But I can't afford it!!!!!!! I don't need any more incentives I need more money
Yes - reduce deposit requirements 0 -5% based on income but incorporate an income to debt ratio.
I am 29 years old and cannot afford a home and am not anywhere near being able to so would love to say yes let's increase incentives for first home buyers! but at what cost, the current government had the reserve bank of nz lower interest rates so much that they inevitably jumped so high that it screwed everyone!
@9FDT4X2 6mos6MO
Yes, reduce first home deposits to 1-5% and also ban foreigners from purchasing investment properties.
@9FBX5FWOpportunities7mos7MO
Ban foreigners from investments, reduce deposits, and reduce interest for first home buyers
No, add more secure rental schemes
No, apply limits to foreigners from purchasing investment properties that don't offer a net positive impact on the local economy.
All New Zealanders should be able to buy at least one house each in their lifetime
Yes, and place a cap on interest rates on low deposit buyers.
@9F7H96NNew Zealand First7mos7MO
Yes, but only for citizens
No, but increase incentives for banks to give first home buyers loans to buy apartments and cheaper homes.
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