If you want to you can get a private health insurance, which still ends up being cheaper than single-payer healthcare systems, germany being a prime example. The single-payer healthcare system there costs more per month for the poorest of poor people their than the acc and a good private insurance combined in NZ. If anything people should be educated to the values of acquiring an private insurance, but if people are still to silly to use the cheap system they have here shouldn't be a reason to make everyone especially the poor about 200 dollars poorer every month.
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